Preparing for or living in retirement can often be a stressful and uncertain time. There are ‘financial-storms’ that may weigh heavily on your mind — storms such as market volatility, economic uncertainty and the fear of outliving your savings. Does it have to be this way? You work your whole life saving for retirement with a dream that it will be care-free and happy. But there are risks that must be managed and planned for. Without a plan the realities of life may cause retirement hopes to be diminished.
Wouldn’t it be great if you could establish a friendship with someone you trusted, who understood these risks and had the answers to the questions and concerns you may have regarding your own retirement. Questions like: Have I saved enough? How can I protect my retirement savings from market losses and do it in a way that will give me confidence it wont run out? What is healthcare going to cost and how does Medicare work? When is the right time to file for Social Security? How can I minimize taxes? Do I really need long term care protection?
There are answers to these questions and there are strategies designed to mitigate the risks that may be concerning you. Life is too short to allow worry and uncertainty to play a role in your retirement. Randy Deaton at the Louisville office of Everest Retirement Planners seeks to be his client’s financial friend and advisor for life providing needed answers and a plan to mitigate the risks of retirement.
Randy’s goal is to educate you on the available retirement and legacy planning strategies available in the industry today, and then develop and implement financial plans and programs that allow you to safely grow and protect your hard-earned savings, as well as work toward turning those savings into a reliable income stream to sustain your standard of living throughout retirement.
Since Everest Retirement Planners is an independent wealth management and legacy planning firm, there are no restrictions to particular products. Randy is free to draw on options available from a wide variety investment and insurance companies. This flexibility allows the creation of individualized plans benefiting his clients. Randy does not make one-size-fits-all recommendations, as each client’s situation is unique.
The first meeting with Randy includes asking questions and simply getting to know each other. If appropriate, after the first meeting Randy will crunch numbers and complete an initial review so as to identify areas where he can create the most value for you. In a follow-up meeting Randy will provide recommendations that will more optimally help you pursue your retirement goals and expectations.
There is never a fee to simply have a conversation with Randy. It is from the initial meetings with Randy that you will be in a better position to make an educated decision as to whether you wish to engage the services of Everest Retirement Planners.
Working with Randy is an opportunity to establish a relationship with a professional in the area of retirement and financial estate planning. If you are looking for answers and want more confidence when you think of your own retirement please give us a call. Planning first and investing second will help you better pursue your goals and desires.
You might also be interested in one of Randy’s live educational workshops, so please take a look at our upcoming workshop schedule.