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The Everest Retirement Planners explain concepts in plain and easy terms that everyone can understand. Check out their blog posts below:

Thursday, May 7, 2026

One of the most overlooked — yet most important — parts of retirement planning has nothing to do with investment returns or taxes. It has to do with preparing for the possibility that someday we, or someone we love, may need help...

Thursday, May 7, 2026

There is an old saying: People don’t plan to fail — they fail to plan. That is especially true when it comes to long-term care planning. As Maria discussed in her recent caregiving blog, many families are forced into making emotional...

Tuesday, April 7, 2026

There has been so much publicity surrounding scams lately, especially now that AI has made them nearly undetectable, that many people are afraid of engaging in legitimate interactions with SSA. This can be a problem.We don’t mean that...

Friday, March 6, 2026

If you’ve spent any time thinking about Social Security, you’ve probably realized something quickly: the decision of when to claim your benefit might be one of the strangest financial choices you’ll ever make. Why? Because in many ways...

Tuesday, February 3, 2026

Bill here — and today I’m joined by my better half and our in-house elder care and aging resource professional, Maria. Lately, we’ve been having more and more conversations with clients who are starting to think about transitioning into...

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Saturday, January 10, 2026

If you’re age 70½ or older and have an IRA, Uncle Sam has a little annual tradition for you called a Required Minimum Distribution (RMD). In simple terms, it’s the government’s way of saying, “Time to take some money out… and pay taxes...

Saturday, January 10, 2026

The beginning of a new year is a natural time for reflection, goal-setting, and fresh starts—but it’s also a perfect moment to take a thoughtful look at the people who helped get us here. Many of our clients are caring for aging...

Friday, December 12, 2025

As we race toward the end of the year, December has a funny way of sneaking up on us. One moment you’re enjoying Thanksgiving leftovers, and the next you’re staring at a calendar wondering how it’s already time to wrap up another year....

Monday, September 22, 2025

Why Expenses Are the Foundation of Retirement Planning When people think about retirement planning, the focus is often on how much they’ve saved or how their investments are performing. But the true starting point for any retirement...

Monday, September 22, 2025

Medicare Open Enrollment: Why Reviewing Your Plan Could Save You Hundreds Every year, Medicare beneficiaries are given the opportunity to review their health coverage during Medicare’s Open Enrollment period, which begins in October....

Tuesday, July 8, 2025

We all have those moments when we think, “I’m too young for that!” or “I’ll get around to it later,” right? Well, let’s face it — most of us don’t like to think about the inevitable, especially when it comes to our health, wealth, and...

Wednesday, May 21, 2025

Risk is an unavoidable part of life—but how we manage it evolves dramatically over time. From the early stages of a career to the golden years of retirement, each phase brings its own set of challenges and opportunities. That’s why...

Wednesday, May 21, 2025

You may have heard of efforts to root out government waste and fraud, most notably led by Elon Musk’s imaginatively named Department of Government Efficiency (DOGE). While targeting fraud sounds like a noble endeavor, not all...

Friday, March 28, 2025

Let’s face it: Social Security might not be the most thrilling topic at your next dinner party, but if you plan on retiring someday (or know someone who is), it’s time to get serious about your Social Security account at ssa...

Friday, March 28, 2025

College is expensive—but that doesn’t mean you have to pay the sticker price. In fact, most families don’t, and there are smart strategies you (and your college-bound kids) can use to negotiate, appeal, and even get forgiveness on the...

Wednesday, March 12, 2025

As many of you may have heard, the Social Security Administration (SSA) is undergoing significant staffing reductions, with about 7,000 employees leaving through retirements and reassignments. While the SSA assures us that benefits...

Friday, February 7, 2025

When the time comes to think about aging and care options for a loved one, the decision can feel overwhelming. One option that is gaining popularity among older adults, especially those who are aging alone or have limited family...

Wednesday, January 29, 2025

Buckle up, financial adventurers! As you approach the golden years, it's time to talk about two topics that are about as exciting as watching paint dry: Qualified Charitable Distributions and Medicare. But fear not – we're going to...

Monday, December 2, 2024

1. Tax-Loss Harvesting: Turn Investment Lemons into Lemonade Scan your investment portfolio for those underperforming stocks that have been dragging you down like a lead balloon. By strategically selling these investments at a loss,...

Sunday, November 10, 2024

As the year ends, many retirees with tax-deferred retirement accounts find themselves focusing on Required Minimum Distributions (RMDs). Why? Because failing to meet your RMD can lead to steep tax penalties. But there’s a silver lining...

Monday, November 4, 2024

In the quest to maximize retirement savings and minimize tax burden, many investors turn to Individual Retirement Accounts (IRAs). However, several common pitfalls can derail even the most well-intentioned investment strategies. Here...

Thursday, October 17, 2024

How the Harris vs. Trump Election Could Impact Your Investments: What History and the Future Tell Us With another major election looming, many investors are feeling that familiar anxiety about what the outcome might mean for their...

Tuesday, October 8, 2024

Have you ever heard the story of Sarah, the unsuspecting homeowner whose digital life was turned upside down? One day, while checking her email, Sarah noticed a strange notification. Her bank account had been emptied, and her personal...

Sunday, September 1, 2024

I love saving money so much, my family calls me the "Coupon Queen." My husband and kids can't go shopping without checking with me first to see if I have a deal on my phone or hard coupon to use at the store. They know the rules.....

Monday, August 5, 2024

Navigating the financial aid process can be overwhelming, but understanding key factors can significantly streamline the process and increase your chances of securing the necessary funds for your education.

Wednesday, July 10, 2024

Estate planning isn't the most glamorous topic, but it's undeniably important. It's about ensuring your wishes are met after you're gone, and that your loved ones are taken care of. While it might seem daunting, proper estate planning...

Saturday, June 1, 2024

Summer vacation is a time to unwind, explore new places, and create lasting memories. But amidst the excitement, it's important to be mindful of your finances. Here are some key tips to ensure your summer travels are safe and...

Saturday, April 27, 2024

Lately, as our client base is getting older, we hear about them considering their future care needs and NOT wanting to be a burden on their children. Since I have a long history in the Long Term Care arena, I get asked about their...

Tuesday, March 19, 2024

Social Security, a cornerstone of American retirement security, is constantly evolving. Here's a look at some key trends shaping its future:

Thursday, February 22, 2024

Tax season can be a daunting beast, but with a little preparation and organization, you can turn it into a manageable, even rewarding experience. Here are some best practices to ensure your tax return is filed smoothly and efficiently:...

Friday, January 26, 2024

Reaching the age of 65 is a significant milestone, and it also marks the time when you become eligible for Medicare, the federal health insurance program for people over 65 and some younger people with disabilities. Signing up for...

Wednesday, March 4, 2020

Do you think you might be spending on average as much as $13 a day on impulse items? Maybe a quick morning stop for your favorite caffeinated beverage? A blueberry muffin to-go? What about the occasional ‘must-have’ online...

Friday, February 21, 2020

Groucho Marx, the famous comedian of stage, radio and television, once said “Getting older is no problem. You just have to live long enough.” So true, in fact Groucho eventually did live a long life; he died at 86....

Saturday, November 30, 2019

Someone recently told me annuities were the worst thing to put your money into. He said a ‘salesman’ talked him into it and he was not satisfied with the growth, so he pulled his money out only to be hit with a big fee. Yet...

Wednesday, September 25, 2019

Take a moment, relax, close your eyes (well…read the blog first) and imagine walking out the front door of your employer for the last time. Box in hand filled with personal items; you’ve just completed a career. Retired!...